Who is Cedargrove Lending, and what makes this commercial loan broker Inglewood businesses trust? Cedargrove Lending is a licensed commercial loan broker serving small and mid-size businesses across Inglewood, Lennox, Ladera Heights, View Park-Windsor Hills, Del Aire, Hawthorne, Westmont, Culver City, Playa Vista, El Segundo, and Lawndale.
About Cedargrove Lending
We know which lenders fund which kinds of Inglewood businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Who we serve
Cedargrove Lending was founded to solve a persistent problem: Inglewood business owners were driving to Downtown Los Angeles or Torrance to sit across from a single banker, only to hear "no" or face a product menu that didn't fit their industry. A commercial loan broker Inglewood operators can meet near the Forum or LAX corridor changes that dynamic. We work from 5757 W Century Blvd, Los Angeles, CA 90045, Inglewood, CA, a location chosen because it sits at the crossroads of Century Boulevard's hospitality cluster and the South Bay manufacturing belt.
Our client roster reflects the city's economic mix. We have structured equipment financing for HVAC contractors serving the aging apartment stock in Westmont and Lennox. We have arranged working capital lines for catering companies that supply SoFi Stadium events and the Kia Forum. We have brokered SBA 7(a) loans for family-owned retail shops along Market Street and multi-unit franchisees expanding from Culver City into Inglewood. Each deal begins with the same question: what does this specific industry need, and which of the forty-plus lenders in our network underwrites that risk profile best?
How it works
A traditional bank employs loan officers who sell one product suite under one credit policy. A business funding advisor in Inglewood who works as a broker represents the borrower, not the lender. That structural difference changes everything.
Why does working with a local loan broker in CA often yield faster approvals and better terms than going direct to a bank? Because brokers maintain active relationships with dozens of lenders, each specializing in different industries, deal sizes, and collateral types. We submit your file only to institutions whose underwriting appetite matches your profile, which reduces declines and speeds decisions while often surfacing lower rates or higher advance percentages than a single-bank search would produce.
When a logistics company in El Segundo needs invoice factoring to smooth freight-payment cycles, we connect them to a factor that understands transportation receivables and will advance against broker-carrier invoices. When a medical office in Ladera Heights seeks a commercial real estate loan to buy its building, we know which portfolio lenders will accept professional-service tenants and which require retail or industrial use. When a food manufacturer in Hawthorne wants to finance a new blast chiller, we route the application to equipment lenders who specialize in refrigeration assets and offer seasonal payment structures that align with production peaks.
This industry-specialization lens runs through every file. We do not treat a machine shop the same way we treat a dental practice, and we do not send a contractor's application to a lender that only finances office tenants. Matching industry to underwriter is the core skill that defines a competent broker.
Loan programs
Cedargrove Lending brokers a full spectrum of commercial funding: SBA 7(a) loans for acquisition and working capital, equipment financing for everything from box trucks to CNC mills, commercial real estate loans for owner-occupied and investment properties, business lines of credit, invoice factoring, and revenue-based products for high-growth service companies. We do not originate these loans; we structure the application, assemble the documentation, and negotiate terms across our lender panel.
Because we operate as brokers, you gain access to credit unions in Culver City, regional banks in Torrance, national SBA preferred lenders, and specialized finance companies that never advertise to the public. One submission to Cedargrove can trigger conversations with five or six institutions simultaneously, each offering a different rate, amortization, or prepayment structure. You choose the best fit; we handle the paperwork.
Inglewood sits inside a ten-minute drive of LAX, which means our clients include airport shuttle operators, cargo handlers, and hospitality suppliers whose cash flow is deeply seasonal and whose collateral is often rolling stock or receivables rather than real estate. A lender in Ohio will struggle to underwrite that profile. A local loan broker in CA who has closed twenty deals for LAX-adjacent service companies knows exactly which lenders will say yes and what documentation will satisfy their committees.
We also understand the interplay between Inglewood's residential density and its commercial corridors. Market Street retailers face different foot-traffic patterns than businesses along La Brea or Crenshaw. Warehouse operators in the strip south of Century Boulevard compete for the same labor pool as the logistics hubs in Lawndale and Hawthorne, which affects working-capital needs and payroll timing. These details shape deal structure, and they only become visible when your broker lives in the market.
How it works
Our typical client is a business generating between two hundred thousand and ten million dollars in annual revenue, operating in Inglewood or the surrounding South Bay and West LA communities. We work with startups that have contracts in hand, established companies pursuing growth capital, and mature operators refinancing expensive debt. Industry breadth is a strength: we have brokered funding for manufacturers, healthcare providers, contractors, retailers, logistics companies, franchisees, and professional-service firms.
The process begins with a phone conversation. Call (424) 203-6922 and describe what you are trying to accomplish. We will ask about revenue, time in business, industry, and use of funds. Within one business day, we will tell you which programs fit and which lenders are most likely to approve. If you choose to move forward, we gather financials, draft a credit memo, and submit to our network. You will hear from us at every milestone, and you will never pay an application fee until a lender issues a term sheet you accept.
Visit our Service Areas page to confirm we cover your location, explore our Inglewood commercial loan programs to compare options, or stop by our Contact page to schedule a consultation.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
