Is a merchant cash advance right for your Inglewood business? A merchant cash advance provides working capital in exchange for a portion of future credit card and debit card sales, repaid automatically as customers pay you.
Cash advance
A business cash advance is not a loan but a purchase of future receivables. The provider advances a lump sum today, then collects a fixed percentage of your daily card sales until the advance plus a fee is satisfied. Repayment flexes with revenue: busy days retire the balance faster, slower days extend the term naturally. This structure appeals to cash advance for business owners who want payments tied directly to income rather than rigid monthly installments.
Inglewood's Market Street corridor and the commercial blocks around SoFi Stadium host card-heavy businesses where a merchant advance can bridge gaps between seasonal peaks or cover urgent inventory buys before a major event weekend.
Approval hinges on monthly card volume, not credit score alone. Most providers seek businesses processing at least $5,000 in credit and debit transactions per month, operating for six months or longer, and carrying no recent bankruptcies. A business loan advance through this route often closes within days because underwriting reviews bank statements and processor reports rather than multi-year tax returns.
Cedargrove Lending matches Inglewood clients to providers whose advance merchant terms align with actual sales patterns, ensuring the daily holdback percentage leaves enough cash flow for payroll and rent.
Cash advance
Retailers along Market Street use mca advance funds to restock before back-to-school or holiday rushes. Restaurants near the Forum deploy small cash advances to repair kitchen equipment mid-season when downtime costs more than the advance fee. Service businesses in Ladera Heights tap small cash advance loan options to bridge invoicing gaps or hire temporary staff during contracts.
How it works
Call (424) 203-6922 or visit our office at 5757 W Century Blvd, Los Angeles, CA 90045, Inglewood, CA. We gather three months of processing statements, a voided check, and a driver's license, then submit your profile to multiple providers. You review offers, choose terms, and funds typically arrive within 48 to 72 hours of acceptance.
Because we broker rather than lend, we present options from providers specializing in your industry and transaction profile.
A family-owned bakery two blocks south of the Inglewood Transit Connector needed new display cases before a regional food festival. The owner processed $18,000 monthly in card sales but lacked collateral for a traditional term loan. Cedargrove Lending brokered a cash advance for business owners deal: the bakery received capital in three days, and the provider collected 12 percent of daily card receipts until the advance was repaid over five months, automatically adjusting during the post-festival slowdown.
Serving the Inglewood area
We know which lenders fund which kinds of Inglewood businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
