Need unsecured business loans in Inglewood without pledging collateral? Cedargrove Lending connects established businesses across Inglewood, Lennox, Ladera Heights, and View Park-Windsor Hills with unsecured business lending solutions that rely on revenue and credit strength rather than real estate or equipment liens.
How it works
Unsecured company loans provide working capital without requiring a lien on property, machinery, or inventory. Lenders evaluate your business credit profile, time in operation, cash flow, and personal guarantor strength instead of appraising physical assets. Because there's no collateral to secure the note, underwriting focuses on demonstrated revenue consistency and debt-service coverage. Terms typically range from six months to five years, and funds arrive faster than secured programs since no UCC filings or appraisals slow the pipeline. Inglewood businesses near the Forum and along Market Street often choose unsecured lines when they need speed and want to preserve existing liens for larger future financings.
Most unsecured loan company partners require at least two years in business, annual revenue above $250,000, and a personal credit score in the mid-600s or higher. Startups rarely qualify unless the owner brings substantial liquid net worth or a co-guarantor. Retailers along La Brea Avenue, professional-services firms in Ladera Heights, and logistics operators near LAX fit the profile when their books show consistent deposits and manageable existing debt. Because we broker rather than lend, we match your profile to the unsecured small business loans pool that aligns with your industry and credit band.
A catering company in Westmont used an unsecured loan to company account to purchase a second commercial kitchen lease-hold improvement package without tying up the main location. A staffing agency in Hawthorne deployed unsecured corporate loans to cover payroll float during a municipal-contract ramp-up. Marketing firms in Culver City tap unsecured business finance for software subscriptions and freelance talent before client retainers land. Inventory restocking, tax payments, and bridge capital between SBA 7(a) loan approvals also drive demand.
How it works
Call (424) 203-6922 or visit our office at 5757 W Century Blvd, Los Angeles, CA 90045, Inglewood, CA. We gather three months of bank statements, a profit-and-loss summary, and your business credit authorization, then submit your package to our unsecured small business lending network. You'll see term sheets within 48 to 72 hours. Once you choose a structure, the lender handles documentation and funds the account. We stay involved through closing to answer questions and coordinate with your CPA or attorney.
For businesses that do own equipment or real estate, compare our equipment financing and commercial real estate loan options. Browse all financing programs on our Inglewood commercial lending hub, or review our full service area coverage across Del Aire, El Segundo, Lawndale, and Playa Vista.
Serving the Inglewood area
We know which lenders fund which kinds of Inglewood businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
