Looking for accounts receivable financing in Inglewood? Accounts receivable financing converts your outstanding invoices into immediate working capital, letting your business access funds tied up in payment terms without waiting 30, 60, or 90 days.
Invoice factoring
Accounts receivable financing, often called invoice factoring or receivable funding, allows businesses to sell unpaid invoices to a third-party finance company at a discount in exchange for immediate cash. Instead of waiting weeks for customers to pay, you receive a large percentage of the invoice value upfront, typically within 24 to 48 hours. The finance company then collects payment directly from your customer. This structure keeps cash flowing through your business even when clients stretch payment terms, a common challenge for distributors serving the retail corridors along Century Boulevard and manufacturers in the Hawthorne industrial belt.
As a commercial-loan broker, Cedargrove Lending connects Inglewood businesses with accounts receivable factoring companies that match your industry, invoice volume, and customer credit profile. We do not fund invoices ourselves; we arrange the relationship and guide you through underwriting.
Invoice factoring
Receivable financing companies focus more on the creditworthiness of your customers than your own balance sheet. Businesses with reliable commercial or government clients, clear invoices, and no existing liens on receivables typically qualify. Startups, companies rebuilding credit, or firms experiencing rapid growth often find accounts receivable lending easier to access than traditional bank lines. Inglewood wholesalers serving Culver City retailers and staffing agencies placing workers at LAX-adjacent logistics hubs frequently use factoring to bridge payroll gaps while waiting on slow-paying clients.
Invoice factoring
Local businesses deploy accounts receivable financing to cover payroll during seasonal peaks, purchase inventory for large orders, and maintain operations when a major client delays payment. A textile importer in Ladera Heights might factor invoices to restock container shipments, while a janitorial service in Westmont uses receivable funding to meet biweekly payroll before collecting from property-management clients.
How it works
Contact our office at 5757 W Century Blvd, Los Angeles, CA 90045, Inglewood, CA or call (424) 203-6922. We review your accounts receivable aging report, customer list, and invoice samples, then present options from factoring accounts receivable companies suited to your industry. Approval hinges on invoice quality and customer payment history, not your credit score alone. Most clients receive an initial advance within days of signing.
An Inglewood-based beverage distributor supplies independent grocers throughout View Park-Windsor Hills and Del Aire. When a chain customer requested 90-day terms on a six-figure order, the distributor needed immediate cash to pay suppliers and drivers. Cedargrove Lending brokered a relationship with a receivable financing company specializing in food and beverage. The distributor factored the invoice, received funds to fulfill the order, and maintained delivery schedules without dipping into reserves.
Serving the Inglewood area
We know which lenders fund which kinds of Inglewood businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
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